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Payday loans have received plenty of bad publicity in recent times. They have gained a reputation for preying on the people who cannot obtain credit elsewhere and for lending with sky-high rates of interest.

2077 Gateway Place, Suite 500, San Jose, CA 95110, United States

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Payday loans are meant to be used in the short term to meet an unexpected bill or expense that your wages cannot quite cover. It might seem like a quick and easy solution to your financial problems in that moment, but the fact that you have a short time in which to repay the loan plus the high-interest rates can mean that if you miss payments, you can end up paying charges or taking out another loan to repay that loan and you end up in a spiral of debt. Research shows that the average payday loan borrower takes out 8 payday loans in a row because they cannot afford repayment of fees and mounting interest.

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  • Location:

    Other: 2077 Gateway Place, Suite 500, San Jose, CA 95110, United States